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Weddings and Private Parties Events Insurance

Weddings and private parties insurance normally includes insurance for:

Birthday parties
Family parties
Private functions
Wedding anniversaries

Your wedding or anniversary party should be a joyous occasion. Our advise on Wedding and Private Party Insurance lets you insure against cancellation, abandonment, property damage and public liability, allowing you to enjoy the celebrations without a worry. Cover includes:

Cancellation - if your wedding or social event is cancelled for reasons beyond your control, your insurer will reimburse your irrecoverable expenses, up to the limit you choose. This includes cancellation due to non-appearance of the bride, the groom, a member of the wedding party, the official photographer or the guest of honour, due to accident, death or serious illness. Cancellation cover also includes cancellation following terrorism. We will also pay you up to 100% of your irrecoverable costs, should the event have to be rearranged for another day - some insurers limit this to a lower percentage of your costs.
Property - cover for loss of, or damage to, your property (or property you are responsible for) either at or travelling to and from your event, up to £40,000. You're also covered for loss of, or damage to, the venue's buildings, fixtures, fittings and machinery up to £20,000. There are no limits for any one item. You can also purchase additional cover for property damage to marquees.
Public and employers' liability - cover if you face a claim for compensation payable to a third party, following actual or alleged accidental bodily injury or damage to their property, if the incident happens during your event. This also includes injuries from food poisoning caused by food or drink served as hospitality by you. You can choose from £2m or £5m public liability cover, and can purchase an additional £10 million employers liability cover for your legal liability for injury to your own and casual staff or volunteers.

In addition to the standard covers above, you can call us to purchase cover for:

adverse weather cover for outdoor events;
non-appearance of the bride's or the groom's grandparents over the age of 70;
non-appearance of the disc-jockey or live entertainers;
increased limits for cancellation, property and public liability.

As with all insurance policies, some exclusions apply. Please refer to the Wedding and Private Party Insurance key facts sheet which is an integral part of the proposal form.

Click here to view our Wedding and Private Party Insurance Proposal Form.
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